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Speculation in the capital markets from those activities that the lending portion of banking does not pay the kind of money that it did in recent years let alone prior to existence of technology. how much fight do you expect from banks who are desperate to keep one of the last remaining parts of profit they have which has been derivatives trading? they have a fiduciary duty. they want higher profits. our role in washington is to lower the cost to the american people and shine light on these markets. so wall street and main street have different issues. yes, i think there s still going to be a fight. i m very encouraged. chairman lincoln and chairman dodd put together something strong. what do you like the most about this derivatives reform and put it in context of imagine it s 2008. i have put on this bet with a german bank, these suckers, yield hogs. want to make yield. i ll give them yield all right. ....