Buying an HDB BTO flat is a rite of passage for most Singaporeans. It's a sign that you're finally ready to start adulting for real, and a badge of honour declaring that your mum no longer does your laundry. If this is your first BTO application, the long process can be intimidating and confusing, and the acronyms can make you.
The Expatriate Services Division has urged employers to refer to this latest version of the guidebook to ensure they remain up to date on current requirements.