It's the end of another year and December was marked by several major regulatory stories along with a continuing deluge of mergers and acquisitions deals.
The cash debate is a perfect example of where advisers deliver value to clients. The question of ‘should I invest in cash?' is not straightforward, but for the longer-term saver, all the data points to investing being the best option for many.
The Personal Finance Society (PFS) and the Chartered Insurance Institute have launched an ESG short course for advisers based on the back of demand it is seeing among clients.
As an adviser, you may have clients wary of investing in the market, particularly now cash savers are benefiting from the highest returns in almost two decades.