alison rose s leadership and predecessors. i don t think that is necessary. i think what is necessary is that that bank loans the lessons, other banks ask themselves searching questions and we should move on with a cleaner and better banking industry. 50 a cleaner and better banking indust . , a cleaner and better banking indust . :, a cleaner and better banking indust . , :, a cleaner and better banking indust . a cleaner and better banking indust :, industry. so please do could come on this morning- industry. so please do could come on this morning. from industry. so please do could come on this morning. from a industry. so please do could come on this morning. from a non-executive. this morning. from a non executive at tsb, philip augar. steve, good morning. at tsb, philip augar. steve, good morninu. at tsb, philip augar. steve, good mornin., :, at tsb, philip augar. steve, good morning- this - at tsb, philip augar. steve, good - morning. this banking morning. good morning.