julie: all right, the new year is almost here. i can t believe it. tax season is coming up fast also not looking forward to that. but that means now is the perfect time to map out a strategy on keeping more of your money instead of giving it to the i.r.s. joining us now is cheryl casone fox business anchor and host of the new show american dream home on fox prime. always lovely to see you. i am happy you will come on and give us some good news. we want our money. what should we be doing before the end of the year to boost our chances of getting a tax refund? tell me. keeping our money in our pockets instead of giving it to the i.r.s. big fan. there are things you can do. deferg income. you can t defer your salary coming from your company, we understand that. but say you are self-employed and invoices you need to collect on. it might make sense to wait until 2022 to collect that income. you are taking the income in in