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Mumbai (Maharashtra) [India], September 28 (ANI/BusinessWire India): Tata Capital's Home Loan offering, popular for its low interest rates and simple application process, also provides a seamless home loan balance transfer process. You can now move your home loans from other financial institutes to Tata Capital without much hassle. If your existing home loan carries a higher rate of interest, know that you can easily switch lenders by opting for a home loan balance transfer. A balance loan transfer lets you transfer the existing loan from one bank to another to avail better interest rates and loan terms. Not to mention, it has become a convenient and affordable option since RBI removed foreclosure penalties. According to RBI guidelines, lending institutions cannot levy a penalty on individuals for foreclosure or prepaying home loans at floating interest rates. Earlier, borrowers avoided prepaying a loan because of higher prepayment charges. But now, this guideline allows borrowers

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