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The head of a national consumer advocacy organization predicts insurance companies will raise already high homeowners insurance premiums in Texas after frigid temperatures and brutal storms caused billions in damage across much of the state. Jamie Court, president of Los Angeles-based Consumer Watchdog, which has fought insurance fraud and advocated for consumers after disasters, said homeowner policies are required by law to cover most damage caused by the winter storms, unlike other natural disasters. “This was just a winter storm. It wasn’t a hurricane. And that is what your home insurance is there for,” Court said. “I think they are going to be on the hook for these claims.”

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