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Saudi Credit Bureau (SIMAH) Enables Millions More Consumers to Access Bank Loans After Introducing FICO Score

Saudi Credit Bureau (SIMAH) Enables Millions More Consumers to Access Bank Loans After Introducing FICO Score
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Saudi Credit Bureau issued 116m reports in 16 years


RIYADH: The Saudi Credit Bureau (SIMAH) issued more than 116 million credit reports to the Saudi market since its establishment in 2004 until the end of December 2020, helping its members identify their customers’ credit behavior and bring more transparency to the Kingdom’s lending system.
Over the same period, the size of SIMAH’s database of consumers rose to around 18 million individuals and companies. The number of credit scores it provided between 2018 and 2020 amounted to over 28 million.
SIMAH plays an important role in helping consumers, corporates, and small and medium-sized enterprises obtain financing.
Its credit data on individuals and corporate borrowers helps remove the uncertainty that has traditionally been associated with lending. ....

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