Forgiveness, it is less likely they ll extend it again. people would need to get ready for that, you know, especially if they have more than $10,000 in debt. what do you expect to happen after this freeze on the federal student loan payments expires at the end of august? you re mentioning this, the freeze started in march of 2020 and extended six times. it has been a large help to people who have been able to pay off other debts and make their mortgage or rent payments. what do you expect to happen once this extension ends? well, yeah, of course, you know, it depends on your case. a lot of people and certainly you know all the surveys that we have done at student loan hero.com have showed that, you know, quite a large a sizable majority in any case of student loan borrowers do struggle with repayment. now, there have been other changes made pretty recently, you know, to some of the programs that, you know, could