dennis and his wife nicole are struggling to find a new home and fear it could soon be out of reach. it has turned into more of a business transaction rather than our first-time home buying experience together that should be fun anden joy oobl. the coming rate heights follow an unprecedented two years. the stock market plugging, worst single-day drop in history. the market was pushed into a steep dive. the fed quickly dropped interest rates to near zero, helping to support the economy and limit the recession. two years later consumers are paying more for everything from food and clothing to cars and gasoline. as we re seeing inflation rise, that is a signal to the federal reserve that something needs to be done. tom costello reporting there. joining us, former treasury official, morning joe economic analyst, steve rattner. good morning. i want to get to your charts in a minute, but what did you make