you haven t received what you are entitled to the tax credit came and went you never got any money? i haven t seen a dime of it yet. reporter: bridget gave birth to her son kiernan last march making her eligible for the monthly child tax credit she and her husband were banking on the extra financial help i logged on to the irs website so many times this past year trying to figure out how to apply. reporter: she never got it and plans to file her taxes as soon as possible to get that money as part of this year s refund this tax refund is one of the most important windfalls, probably the largest windfall that most of us get. reporter: if you collected unemployment benefits because you were out of work in 2021, this year, unlike last, you will have to pay taxes on the benefits if you didn t get a stimulus check and were entitled to one, claim it on your taxes. and as for the child tax credit, while parents may be owed money there s a caveat you may end up owing more than y