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Zero-cost term insurance policy: Do benefits outweigh the costs?

They come with longer tenures, offer a single exit option and there is no cash benefit if the option is exhausted. ....

Manju Dhake , Nishant Batra , Vaibhav Kumar , Max Life , Smart Secure Plus , Holistic Prime Wealth , View Full Image , Insurance Policy , Insurance Plan , Financial Planners , Term Insurance ,

Max LifeSmart Secure Plus: Should you go for this multiple-frills policy?

Max LifeSmart Secure Plus: Should you go for this multiple-frills policy?
Bavadharini KS
BL Research Bureau |
Updated on
May 01, 2021
It has two new features special exit value option and premium break option
Max Life Insurance recently launched Smart Secure Plus Plan, a non-linked, non-participating, term life policy. While the loss of a family member is hard to cope with, a term cover can offer financial support to the surviving members. Max Life’s new plan, in addition to providing a risk cover, comes with multiple frills and riders. Should you go for this plan?
Basics
The policy is available for those from 18 to 65 years of age, with minimum sum assured (SA) of ₹20 lakh (minimum SA for joint life is ₹10 lakh). It provides cover up to 85 years of age. The policy offers different premium payment term options 5, 10, 12, 15 years, and one where you can pay premium till 60 years. Apart from this, regular pay option (where you can pay premiu ....

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