bottom of 6,547 to its new record of 14,539, set on march 14th, the question is, stay in or cash out? it s an important question and one i ll get to later in the show. first, i want to focus on the 47% of you who admit you do not invest in stocks. not even through an ira or a 401 kansas city k or some sort of pension plan. we re going to figure out why you don t and bust some myths so you can take advantage of the market even in the midst of a bull rally. let s start with the reasons you aren t invested. you have no money, no trust in the system and no guts to withstand the ups and downs and uncertainty of the market. you re just plain scared to get in. joining me now for more on this, lewis barahas, who heads up his own management firm in california, and ryan mack, a financial planner and a vocal advocate for financial literacy in america. ryan, let s start with you. no money, that s what a lot of people say.