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LO Sales Tools, CFPB Oversight, Processing, Rehab Products; Updates From Fannie

I recently opened my slang dictionary to the page that defined the origin of, “Different ways to skin a cat” and left it near my cat Myrtle’s water bowl. She didn’t seem interested. Which is fine. Lenders probably interested in that either, instead more intent on programs, pricing, and the general movement of interest rates. The Federal Reserve is interested in global events, and global events have been important to our economy. The war in Ukraine is something that has upset the global commodity picture, while also threatening the global world more broadly. Fed Chair Powell gave us the roadmap last week. “We are raising rates expeditiously to what we have been seeing is a more normal level, which is something that we will reach maybe in the fourth quarter. But it is not a stopping point… Monetary policy works through expectations." There is a growing belief, however, that despite what happens with the overnight Fed Funds rate, 30-year ....

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Ops, MLO jobs; Marketing, Subservicing, HFA, Warehouse Products; Agency/GSE Changes

Ops, MLO jobs; Marketing, Subservicing, HFA, Warehouse Products; Agency/GSE Changes
May 19 2021, 8:02AM
Face facts: There are many differences between men and women. One of which is that when returning home from the grocery store, women typically are more level-headed and carry normal bag loads, whereas men typically carry as many bags as possible to save trips, sometimes with unfortunate consequences. I bring this up because the same bag of groceries seems to cost more as time passes, but (here’s your Tuesday Trivia) more shipping containers have been lost, off of ships at sea, in the first two months of this year than normally are lost during an entire year! Economists love talking about how raising the minimum wage impacts the labor force, and inflation, and Bank of America’s announcement yesterday that it is raising its minimum wage to $25/hour by 2025 (catchy) turned a lot of heads. (More inflation news below in the capital markets sect ....

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