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Trapped in tradition, the mortgage industry has long relied on a classic combination of manual document verification and credit reference agency scores to verify applicant income. While the former is time and cost intensive and the latter can only automate around 20% of cases; when combined these have generally
Hometrack has launched three new digital products aimed at brokers, lenders and borrowers, which it says will speed up the mortgage process. The automated valuations firm debuts a Digital Valuer, which produces property valuations with new benchmarks, compared to the firm’s flagship AVM product, which it says results