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Making the Most of Your 401(k) by Using Your Own Adviser Kiplinger 1/12/2021 © Provided by Kiplinger We have ended up in a world where employees have to find ways to manage their own funds for retirement, at their own risk. Fortunately, many plans have begun to offer an option called a self-directed brokerage account (SDBA). Some plans even allow you to hire your own adviser to manage your account.  And, with the help of a professional adviser, you can put yourself in an ideal position to optimize your retirement plan and meet your overall financial goals. This self-directed brokerage account (SDBA) option gives you access to a broader universe of investments, such as individual stocks and bonds, exchange-traded funds, and many other mutual fund options depending on your company’s restrictions. However, while you may want the advantage of those additional investment choices, you may not be comfortable with making all your own decisions, particularly since the investmen

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