Home ownership, and some things have widened, home ownership being one of them. so all in all, in this report, we mean to say to people that this work to close these racial gaps is still necessary, and that america has to reckon with the fact that these gaps have not materially changed. we also in this report focus on democracy and voting rights. so the report paints a picture based on fact, not based on opinion, and we just report what the numbers say, and that s what this report says. one of the things that the report highlights, is that this really isn t a matter of individual decision making, or individual choices, it instead focuses on just how hard it is for people of color to overcome systemic racism. speak to that point. i mean what are some of the key