market, didn t it? that either which spooked the market, didn t it? that either which spooked the market, didn t it? they did not reall la market, didn t it? they did not really lay out market, didn t it? they did not really lay out what market, didn t it? they did not really lay out what they - market, didn t it? they did not really lay out what they would | really lay out what they would do past the march rate hike but he did not rule out the possibility of even a 50 basis point move or even. so the markets are panicked as a result of that. checking the markets a few minutes ago and the fed futures market is pricing in 4 five credit point hi. that is a little too far ahead of ourselves but i think possibility of three or four rate hikes and certainly a possibility this year. in terms of challenges possibility this year. in terms of challenges facing - possibility this year. in terms of challenges facing jerome l of challenges facing jerome powell and his team as they navigate