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The full ten years of experience and assess improvements, changes, how that might operate. The idea was on the competitive side, the competitive marketplace would be that limit. If you go back to 2006 when this law was being finalized after 12 years of effort and a lot of if was focused on the prices shs the products, the flexibility for the Postal Service, there was an issue that got bubbled up toward the back end, which was this idea of prefunding future health benefits. A huge liability. At the time the decision was made, look this makes sense for the Postal Service to start prefunding that. What came out of the legislation and that was signed into law actually locked into place for ten years specified payments of upwards of 5 billion or more per year for ten years. After the ten years, it was reamortized. Back in 2006 if we all go back to then and certainly from the
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