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Apr. 16 As Hurricane Ida hurtled toward south Louisiana, Paulette Tybussek, a resident of Jefferson Parish, weighed her options: "Do you put your life at risk and stay? But, as she later learned, her insurer, State Farm, wouldn't cover those evacuation expenses, only because the order to evacuate was voluntary not mandatory. Laurie Schlegel, a Metairie Republican, was. ....