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Fee-hungry debt advisers are today accused of fiddling figures to profit from vulnerable clients. 
The City watchdog warned last week that so-called debt packager firms are cashing in by manipulating customers income and spending records to qualify them for repayment plans that pay commission of more than £1,000. 
Money Mail has also seen bank statements that seem to have been doctored to hide a gambling addict s betting, so he would qualify for such a scheme. 
Stung: Mick and Stephanie Gales were cold-called by a firm claiming to have the answer
WE VE PAID £3K BUT COULD VE WIPED DEBT FOR JUST £180 
Mick and Stephanie Gales were desperate for help with their £9,000 debt when they were cold-called by a firm claiming to have the answer.  ....

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