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A Y Combinator-backed startup called Cambio is bringing AI to the banking world in a surprising way: It's putting AI bots on the phone with companies and consumers. The startup began by offering an AI-powered service that negotiated debt collections on behalf of consumers, which helped around 70% of customers resolve their collections and raise their credit score, it says. Now, Cambio is taking that technology to banks and credit unions as an API that can assist them with sales calls.

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