credit cards through travel and restaurants. gdp growth before delta, you know, expectations, including my own, were for a very strong quarter, 5, 6% growth. it ended up being about 2. so delta did a lot of damage to the economy back in the summer. and i think at this point i think we can at least expect omicron to do as much damage. so there is virtually no money left to rescue restaurants and other small businesses. as we pointed out, restaurants were dependings on christmas traffic to get back on their feet. one trade industry spokesman calls the holidays our black friday. the new covid surge will be the last straw for restaurants and bars. they are monitoring the economic recovery and will work with congress on how best to support business owners including restaurants going forward, which could include targeted money. so, what happens over the next few weeks, paula, i think is going to be just critical for expectations on the u.s. economy. i know a lot of people are still