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Private Label, Fulfillment, Non-Agency Products; Wholesalers and Correspondent Process and Product Changes

What guy hasn’t wanted to usher a gal through to a club like Ray Liotta did, masterfully filmed without cutting away? Unfortunately, breaking the spell of the video, I received this note. “Rob, what have you heard regarding a miscalculation of credit scores by Equifax in late March and early April on a sizeable portion of their pulls?” I have indeed heard rumors, and indeed heard rumors that it potentially impacted thousands of borrowers across the United States, possibly influencing the loan programs and pricing that those borrowers received. Something to do with a coding issue introduced during a technology change to Equifax's legacy online model platform (OMS) possibly resulting in the potential miscalculation of certain credit attributes. Given the seriousness of these rumors, and the potential legal implications of an error of this magnitude, you should definitely reach out and ask Equifax, or ask your credit reporting agency for more information. But ....

New York , United States , Freddie Mac , Caleb Mittlestet , Anjelica Nixt , James Obryon , Ray Liotta , Marla Guillaume , Brian Miller , Paul Buege , Chris Harris , Chris George , Kevin Coleman , Brett Arsta , Caleb Mittelstet , Michael George , Agency Documentation Chapter , National Production , First Community Mortgage Correspondent , Credit Bureau , Broker Software , Community Banks , Agency Updates Financing , Number One Franchise Real Estate Organization , World Most Innovative Companies , Income Program ,

Sales, Tech, VOE Tools; Freddie and Fannie Changes Continue; Omicron and Mortgage Rates

W.C. Fields said, “Money will not buy happiness, but it will let you be unhappy in nice places.” Unfortunately, many people have much less of it, and here’s a quiz to start the week. What are -68 percent, -66 percent, -60 percent, -40 percent, -13 percent, and -2 percent? They are all the stock performance since their initial public offering, or SPAC merger, of well-known companies in the residential mortgage business. And the numbers aren’t even the decline from their price highs, which would look much worse. In order of a hit taken: Home Point, loanDepot, Finance of America, United Wholesale, Rocket, and Guild. (Thank you to California’s Jeff B. for sending.) Every deal was different, but many analysts are questioning the franchise value of pure TPO (broker and ....

New York , United States , United Kingdom , Freddie Mac , John Evansdonneda Santa , Fannie Mae December , Cassidy Osullivan , Christy Moss , Randy Vandenhouten , Cheri Brousseau , Fannie Mae , Phil Denfeld , Lender Services , Newrez Family Of Companies , Lee Enterprises , Market Committee , Quick Exchange , Cliff Lodge At Snowbird Ski , Month Bank Statement , American National Standards Institute , Foreign National , Simplenexus User Group , Home Point , United Wholesale , Desktop Underwriter , Nexus User Group ,