see these-and carley, you know from covering natural disasters, when you re on the ground it s even worse than what the images could ever portray. i m fortunate enough that my family, who was there in hopkins county and near mayfield, they got out alive, as far as some of the homes, not so much. carley: i know. i m so glad to hear that, first of all. but ashley, you look at these images and it s worse than a war zone and the thing that i just keep on thinking is how do you even start to rebuild after something like this sweeps through a town, completely destroys the town. where do you start? how do you start picking up the pieces? and that s why there is federal, local and state resources devoted to this crisis. but my gosh, what a long road ahead for these people. ashley: it s unimage i mable. that brings me to something else i want to mention. insurance fraud.