they re like a bomb. has the cost of borrowing peaked? we ll have a better idea today, when the bank of england reveals its latest decision on interest rates. but whatever the outcome, first time buyers are still feeling the pressure. manchester united are in a bad place , according to their manager they re out of the league cup, after being soundly beaten by newcastle. it s their worst start to a season for over 60 years. good morning. it s thursday, the 2nd of november. a major incident has been declared across parts of the south coast of england and the channel islands, as storm ciaran brings heavy rain and strong winds, with flood and red danger to life warnings issued for several areas. many schools and airports have been forced to close, with widespread travel disruption also expected across road and rail networks. aruna iyengar has the very latest. waves crashing over the sea wall in devon. a car is washed into the sea. this is penzance in cornwall. and there is hea