Buying online. those are some ways to help you save money today and tomorrow. it s been a solid year for the economy. we ve seen the economy growing very strong increase in jobs, all sorts of wonderful good news. consumer confidence is up. is that going to play a big role when we look back this year? consumer confidence is at a 17% high. american saving rate is very low and that s seen as an optimistic sign in the economy. in november $462 billion was the household saving rate. it sounds high but it s the lowest number since august 2008. people are spending. they re still saving but not like they used to because people are very confident right snow. thank you for joining us on this last-minute christmas tips before people head for christmas day. i m laughing because i told my wife that i missed getting her something and he said you can always go shopping right