The Covid-induced lockdowns, which spared millions of ordinary officegoers the daily commute and spawned a loyal army of equity investors, appear to have drastically altered the asset-class mix of household savings in India.
Fixed deposits offer safety but low returns compared to other investment options like stocks and mutual funds, which historically provide higher returns. Diversifying your portfolio can lead to better long-term growth and wealth accumulation.
International funds, including top performers like Mirae Asset NYSE FANG+ETF FoF, showed strong growth. However, concerns arise with Sebi s restrictions on overseas ETF investments and varying earnings growth in indices like Hang Seng and CSI 300.
Mutual fund SIP: What happens when you miss your mutual fund SIP installment due to insufficient balance? Do you have to pay a penalty if you don t have money in your bank account to pay your SIP installment? If you can t afford to continue a SIP, should you pause it or exit — how can you make that decision? ET Wealth Online spoke to several experts to find out how to decide when to pause your SIP and when to stop it.