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Why aren’t there 103’s on rate sheets? With 30-year mortgage rates firmly in the 7 percent range, the market has moved too fast for any kind of substantive premiums for lenders or MLOs to offer borrowers. Put another way, there aren’t any securities trading at prices like 101 or 103 that offer above par pricing that can be passed along. And with volumes continuing to decline, it will take a while for the secondary markets to catch up with the primary markets. As one fellow capital markets vet wrote to me, “I don’t even see premium pricing in the capital markets. There have been days where at best I saw par pricing on 6.5s, maybe 50 bps above. Even high-quality borrowers with FICOs above 780 and reasonable ratios need to bring money to the table. On that note, anything to add would be a nod to LLPAs in general, and the LLPAs that were handed down by the FHFA over the last year for 2nd homes and investments… With high bond coupons trading right o
FloridaUnited-statesAmericaSharon-reichhardtCaleb-barnhartScott-happAmanda-phillipsCommunity-lending-programResource-center-updatesChase-community-lending-programFreddie-mac-primary-mortgage-marketRead-the-disaster-response-network-faqsGet a lender decision in minutes and - with approval receive your money in as little as one business day. lendgenius.com. sean: joining us now with more reaction to ford spray breaking news, florida attorney general pam bondi. former u.s. attorney for the district of columbia, joe digenovali. fox news contributor sara carter. joe has done some work for me in the past. a great lawyer if you need him. he is tough as nails. let s start with first of. all the doxing suspect found late last night in the congressional office of a member for whom he did it work, also affiliated with feinstein. you can explain what doxing is. he broke into the office, he stole files, he s currently very familiar with computer technology, that is what he did sean: sending out information. he basically stole information, the senator s
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