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Mikkel and Kayla Kjelshus daughter, Charlie, had a complication during delivery that caused her oxygen levels to drop and put her at risk for brain damage. Charlie needed seven days of neonatal intensive care, which resulted in a huge bill $207,455 for the NICU alone and confusion over which parent s insurer would cover the little girl s health costs. Christopher Smith for KHN toggle caption Christopher Smith for KHN Mikkel and Kayla Kjelshus daughter, Charlie, had a complication during delivery that caused her oxygen levels to drop and put her at risk for brain damage. Charlie needed seven days of neonatal intensive care, which resulted in a huge bill $207,455 for the NICU alone and confusion over which parent s insurer would cover the little girl s health costs. ....