Market legend Warren Buffett has said, ‘Insurance will always be essential for both businesses and individuals,’ and that statement embodies a truth that investors should consider. Insurance protects assets; we pay premiums now, at a manageable rate, to avoid financial disaster in the event of some unlikely, but expensive, event or catastrophe. The underlying truth of the insurance industry ensures that, no matter what the economic conditions, there will always be a market for the service. In ha
Operator: Good day and welcome to the Reinsurance Group of America Third Quarter 2023 Earnings Conference Call. All participants will be in a listen-only mode.
Operator: Good morning and welcome to the Horace Mann Educators Third Quarter 2023 Investor Call. All participants will be in listen only mode. [Operator Instructions].