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but i do think with efforts to quantify how to get@@ )fúá ú this is for sheila. all the largest institutions, financial institutions international ties or at least most of them and money can flow across borders very easily. aig is probably the best known example health problems can cross borders. how do you deal with the risk created in the country by actions somewhere else as well as and pact factions on the u.s. markets themselves? well, i think the international component of this is very difficult and as i said earlier i think we should try to lead and set the standards which we can then try to leverage into international agreements especially in these institutions get into trouble. the fdic co-chairs a working group to address just the situation where a u.s. firm with large international operations gets into trouble or vice versa. one advantage we have in the united states is we require banks to be chartered here organized under our law and insurance separately and r