And moral arguments are doing more. we re going all the, way and that s with the president should do. let s stay on this point that you are just making about who is disproportionately burdened by this. that republicans have a lot, or democrats say broad loan forgiveness to lawyer lawyers and ivy league rapids, who can afford to make their payments at the federal reserve say that 6% of white boards are behind on their borders, 20% of black boards and 23% of hispanic pores are behind. our system shift spores of color. why is that? once again, it is because of structural inequities. the lack of intergenerational wealth that makes it harder for people to pay for tuition upfront. or for parents to provide. it wage discrimination on the job market, if you re making less per dial compared to a white employee it is hard to pay off that loan. so the interest compounds and