i do believe the fed is behind the curve. i don t understand given the fact that the fed say that we have an inflation crucis and they re wrong, why are they waiting till next year? they should be acting immediately. there s no necessary stimulus for the economy. neil: they say they re speeding it up. but we haven t seen that yet. why wait? neil: i hear you. we have seen some companies acting to pass along the increases. general mills says they plan to name prices further. they re behind cheerios, yogurt. it s pricey. how long do you think it can last if companies pass it to a consumer that is willing and able to pay the prices? a great question, too. you don t know the answer to that. as you know, wages are going up. they ve been going up 4, 4.5%.