Spending is the easiest thing to do in the world. It's simple to swipe a card at a store or purchase things online without a second thought. You might even think every expense is necessary .
Generation X spans Americans ages 44 to 59 in 2024, so while some members of this generation are now starting to enjoy their peak earning years, others are looking ahead to a not-so-distant.
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Many years ago, I wrote a book about Willie Nelson. At its conclusion, I reached for an elegiac, valedictory tone. In 2006, when The Outlaw was published, Nelson was already 73, and it seemed plausible to suggest that one of the great American lives might be winding down. I pictured Nelson rolling off the road