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Applying for a loan or card? What should your credit score be, and why is it important?

The credit score of an individual is based on their full loan history, which is stored in the database of a credit information company (CIC) which is registered with the Reserve Bank of India (RBI). ....

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Inform customers when banks ask for their credit score: What RBI has told credit bureaus

You can also access your full credit report for free once a year. What other instructions has the central bank issued to banks and credit information companies? ....

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Want to know how to check your credit score? Here's a step-by-step guide to help you

A credit score is a numerical representation of an individual s creditworthiness and ability to repay debt. ....

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