differently, better, to be more local. i think as we take those steps we also see there are opportunities in not just the luxury space but in the middle market as well. well, that was the marriott coo. he says marriott is rolling out the fairfield courtyard brand in india. austerity in australia? the government is planning to spend tight as it tries to rebalance its finances. china is a locomotive of growth but how will the country s urban centers keep up? nationwide insurance. talk to me.