pandemic. that s because of the health concerns, because of child care, and as we get beyond the pandemic, i expect labor supply to increase, and it s good, i think, to see wages begin to rise, especially for those americans who had the most insecure jobs, and the lowest wages, and to see some improvement there is something we should be pleased with. you projected the u.s. will run out of the money to pay its bills on december 3rd unless congress once again acts. senator mcconnell says the democrats have to do it alone. we spoke it speaker pelosi on whether they will do it on req sill yapgs. how concerned are you that a default may actually happen this time?