[inaudible] the committee on banking Housing Urban Affairs will come to order. Welcome to the three witnesses in person and our fourth witness online, and thank you for that. Climate change is, here the country knows that it is here for ohio teachers, and students forced to work in schools without air conditioning in 90 plus degree heat. For more and more days at both ends of the school year. It is here for ohio cities and towns like the one mr. Florida comes from, the draw their Drinking Water from lake erie and face higher and higher qassem harmful algae blooms. It is here for ohio farmers, many of whom lost an entire growing season in 2019 because of extreme rain and will who suit will soon be forced to learn to grow crops better suited to arkansas van to ohio. It is here for neighbors and kentucky who watched their homes and communities washed away in the devastating floods this week. The kind that scientists warn are becoming more common. We. Have seen these pictures, probably all
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