Check with the credit report agencies, the reporting agencies and to stay vigilant. but that s one of the newer things that are happening. scammers are targeting children and opening accounts. it s the same thing. with adults, you really have to be vigilant. some people are starting up utility accounts in a child s name. there s not an easy way to double-check all of this but at least if you can detect these things quicker, you can resolve it faster. and i guess that s the main thing that a lot of consumer advocates say is you can t prevent it. we re not immune to it. but there are some things we can do to quickly address it once it happens. also i think the scammers expect a lot of us to turn a blind eye or not to catch up to them as quickly as we can. you sa is the important factor, staying up on our own credit reports or knowing what s going on with personal finances. maya jackson randall, thanks for coming on. psycho analysts have a new piece of advice for workaholics who tend