it? good afternoon, arthel. thank you for having me and i m pleased to talk about my incredible students. the first thing to know that we were given restrictions from the department of education as to how the funds could be used but we are not able to dictate to the students how they will use the funds but we basically calculated a cost of living in nashville, the amount of debt that our students took out and emergency loans and some other consideration and we decided based on that algorithm that we developed that $10,000 was the appropriate amendment and i want to point out that my students are all professional graduate students so they are more mature and older than undergraduates are and they are quite responsible so most of them used them to pay off emergency loans, cover overdue rents and things like that, so i was really happy to support our students because as you say they have stood up and played a really important role and response to covid-19 here in nashville. but it s jus