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hotels.com s rewards program is simple. for every 10 nights i stay, i get one free. cell phone captain obvious. this on the other hand, will not be simple. you gonna have to ride the belt. hotels.com. so simple, it s the obvious choice. ? fifty years ago, humpback whales were nearly extinct. they rebounded because a decision was made to protect them. making the right decisions today for your long-term financial future can protect you and your family, and preserve your legacy. ask a financial advisor how retirement gus: here are a few players to keep your eye on obviously, lamar jackson, christian mccaffrey. stafford getting a big come-from-behind victory tonight at ucla. jakeem right now the clear jackson right now is the clear leader. i don t think humphrey gets enough credit. j.d. barrett put himself in this. don t forget about peppers from the defensive side. he is a phenomenal fullback has done a nice job catching the ball tonight. jarwin and zac veatch. joel: ....
hotels.com s rewards program is simple. for every 10 nights i stay, i get one free. cell phone captain obvious. this on the other hand, will not be simple. you gonna have to ride the belt. hotels.com. so simple, it s the obvious choice. ? fifty years ago, humpback whales were nearly extinct. they rebounded because a decision was made to protect them. making the right decisions today for your long-term financial future can protect you and your family, and preserve your legacy. ask a financial advisor how retirement gus: here are a few players to keep your eye on obviously, lamar jackson, christian mccaffrey. stafford getting a big come-from-behind victory tonight at ucla. jakeem right now the clear jackson right now is the clear leader. i don t think humphrey gets enough credit. j.d. barrett put himself in this. don t forget about peppers from the defensive side. he is a phenomenal fullback has done a nice job catching the ball tonight. jarwin and zac veatch. joel: ....
flow of vital information. i agree with your point about whistleblower protections, but there are a range of different motives. there are spy, robert hanssen types. no sympathy for that. a lot of people leak because it makes them feel important. they are in the know, and it shows they are in the know. it makes them feel good to do that. i don t have much sympathy for that. i do have sympathy for an actual whistleblower. were are instances where h have seen for the right reason they have gone to the press and laid out what a disagree with. adon t know that we can have system that allows every person asideide, but if you put that systemic issue, i understand where whistleblowers are coming from, and it s incumbent on the government to have a process that allows whistleblowers to raise his or her concerns, get them heard, protect them from retaliation, and be confident if there is a need for change there will be congressional a committees. you say it s broken now. i don t ....
right now, medicaid primarily provides coverage in institutional setting. there is opportunity to bring move for people into the homes. i think there is an opportunity there. inflation for last five years have gone up 4.3% per year and it is the same for assisted-living in-home care which is only growing a little more than one percent. we need to think about inflation because if you picture of the maybe baby boomer, 68, needing care 15 years from now. if you look forward and you project 25 years from today when the bulk of the baby boomers will be at the age where they need care, at the current rate they cost $80,000 and dental floss to $200,000 a year in on average people need three years of coverage. coming back to the public and private solutions, i think there is a lot of opportunities there to come up with insurance that is both public and private. we need more innovative products, lower cost products. role for certainly a public insurance and public financing. ....
as a percentage of total medicaid spending we re spending less on long-term care than we past, not more. certainly i think governors are innovating to try to get a grasp on the amount of spending we basis, a per person because when you see a lot of people coming that s the one have is how much you re spending on a per person .asis so relative to the number of people who need long-term care, tore will be fewer dollars go around. and that s important because it real us focus on the is thatthe real problem this is an issue of economic insecurity for american families. mechanismhe right that with pay for that is the real solution. almost any american can be devastate bid this need. absent a requirement that we all share risk for this type of event, here s what you re up against when you re looking for solutions. you have to use government fromy to create fearly scratch a market for public or private insurance that has value most americans. and you have to persuade them to i ....