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Operator: Good morning, everyone. And welcome to today s conference call, title Jackson Financial, Inc. Q2 23 Earnings Call. My name is Ellen and I will be coordinating the call for today.

United statesScott romineMarcia wadstenSuneet kamathLiz wernerTom gallagherLaura prieskornSteve biniorisCraig smithBryan kruegerAlex scottJackson national life distributorsGoldman sachsJackson financial incJackson national life insurance companyCommittee of annuity insurer