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I’ve made many bad decisions that have negatively impacted my family financially. There are days when I honestly feel like giving up. I can’t even afford to do nice things for the children during the holidays. We are in a dark hole, and it feels very hopeless.
We have so many in our church who spend money without discernment and give no serious thought to their financial future. How can I communicate a need to be prepared without sounding like an alarmist?
A friend from work is burdened with medical bills due to multiple emergency room visits with their young child. Their daughter is fine, but the bills have stressed them out. How can I help them?
I am 25, live in a hot housing market, and feel squeezed by rising rents. I can't see any way that I could ever buy a home! I need a plan and some hope.