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Credit card delinquencies are rising. Here's what to do if you're at risk

Seriously overdue credit card debt is at the highest level in more than a decade, and people 35 and under are struggling more than other age groups to pay their

Credit card delinquencies are rising. Here's what to do if you're at risk – Lowell Sun

Seriously overdue credit card debt is at the highest level in more than a decade, and people 35 and under are struggling more than other age groups to pay their bills. The share of credit card debt that’s more than 90 days overdue rose to 10.7% during the first quarter of 2024. That's according to the Federal Reserve Bank of New York. A year ago, just 8.2% of credit card debt was severely delinquent. If you’re experiencing delinquency, or at risk of it, experts advise speaking with a nonprofit credit counselor and negotiating with your creditors directly. Experts stress that most credit card companies and other lenders have hardship programs available.

The Skanner News - What to do if You are at Risk of Credit Card Default

Tempted to try a no-buy year? Here are tips from people doing it

Many people start no-buy challenges at the beginning of the year and commit to keep going until the end of it. But making a list of the non-essential items you

Charles Schwab Named One of the 50 Most Community-Minded Companies in the U.S. for Eighth Consecutive Year