Reduces spending power and means demand is lowerfor goods reduces spending power and means demand is lower for goods and services and in theory law demand means prices start to come down but of course in the short term higher borrowing costs means increased pain and pressure because people s mortgages and loans and credit card bills get more expensive. this inflation figure is average, and one thing has brought it down is falling gas and electricity prices, which has a knock on effect, costing less to run factories or transport goods around, bringing the overall price down, but it is an average and while the average has come down, some things go up as well as some things falling in price. the daughter of captain sir tom moore was paid thousands of pounds for appearances in connection with her late father s charity, an investigation by bbc newsnight has found. hannah ingram moore helped tojudge two awards ceremonies which featured the captain tom foundation of which she was chief exec