card the bank charges the store 44 cents. that adds up to 16 billion a year for banks. those fees are scratched and capped at 12 cents per transaction. they say they need more to offset the cost of fraudulent transaction. you get that money back and that s what they are saying they need help with on that one. the run-up in the fake charges is there concern. that s why they might start capping purchases and if chase does this, wouldn t be surprised to ear banks follow along. if we see limits on debit purchases, how will that impact consumers? it s a battle between the banks and the government. the government is saying, look bei