you ve long wanted to do when it comes to ukraine. benjamin: gosh, of course all this comes at a time when russia is holding two former marines. i know their families are very concerned any escalation would make it harder for them to come home. thank you so much for joining us today. we appreciate it and happy new year. julie. julie: cameras watching, the good, the bad and the ugly in 2021. we ll take a look back at some of the most memorable moments next. the line with their two and a quarter refi. that s 2.25%, with an apr of 2.48. this is their lowest rate in history. the newday two and a quarter refi can cut thousands of dollars off your mortgage payments. there s no money out of pocket and no up front costs. lock in your rate.