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Unpacking the Economic Aid Act and American Rescue Plan Act: Consolidated First Draw PPP Interim Final Rule, New First Draw PPP Loans, and Increases to First Draw PPP Loans
On January 6, 2021, the Small Business Administration (the “
SBA”) and the Department of Treasury released an Interim Final Rule called “Business Loan Program Temporary Changes; Paycheck Protection Program as Amended by Economic Aid Act” (sometimes referred to as the “
Consolidated First Draw PPP IFR” or the “
IFR”). That rule restates existing regulatory provisions into a single regulation on borrower eligibility, lender eligibility, and loan application or origination requirement issues for new First Draw PPP Loans, as well as general rules relating to First Draw PPP Loan increases and loan forgiveness.
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PBN summit panelists lay out latest rules on federal, state business relief
Updated at 12:57 p.m.
MARK S. HAYWARD, bottom center, U.S. Small Business Administration Rhode Island District director, shares insights about the small-business relief programs during PBN s 2021 Coronavirus Business Stimulus Summit on Thursday. Also participating was, from top left, Anthony J. Mangiarelli, partner and director of enterprise solutions group for Kahn, Litwin, Renza & Co., PBN Editor Michael Mello, and Kristin Urbach, executive director for the North Kingstown Chamber of Commerce. At bottom left is Jenny Pereira, Rhode Island Foundation vice president of grants and community investment. PROVIDENCE – The dizzying array of state and federal relief programs rolled out over the last year is enough to trip up even the savviest small-business owners. Panelists representing the accounting, nonprofit, business services and government sectors shed light on the latest rules and requirement
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