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In Vietnam, the decree for regulations on controlled testing mechanism for financial technology activities in the banking sector (Fintech Sandbox Decree) has been waited since its first draft in 2020. Now, this long awaited decree is expected to be enacted by Vietnam Government in the third quarter of2023[1]. ....
As of 2022, Vietnam’s population is close to 100 million, with two-thirds being of working age. The country is home to a rapidly growing e-commerce market, yet surprisingly, it is also one of the Southeast Asian countries with the lowest credit card penetrations, estimated at 4.1 per cent in 2021. ....